What is 10/10 simplified

If lmn=xyz, which congruences are true by cpctc? check all that apply

Assume that there is a 11% rate of disk drive failure in a year. a. if all your computer data is stored on a hard disk drive with a copy stored on a second hard disk drive, what is the probability that during a year, you can avoid catastrophe with at least one working drive? b. if copies of all your computer data are stored on four independent hard disk drives, what is the probability that during a year, you can avoid catastrophe with at least one working drive?

Events a and b are independent. the probability of a occurring is 2/5. the probability of b occurring is 1/4. what is p(a and b)?