An engineering school reports that 56% of its students were male (M), 32% of its students were between the ages of 18 and 20 (A), and that 26% were both male and between the ages of 18 and 20. What is the probability of choosing a random student who is a female or between the ages of 18 and 20? Assume P(F) = P(not M).

Your answer should be given to two decimal places.