[8] A side bet offered by many casinos during a game of blackjack is called the "Dare any Pair Bet." In this bet, if the player is dealt a pair (both 3's, both J's, etc.) for their first two cards,

the player wins $115. Otherwise, the player loses $10. The probability of a pair for a player's

first two cards in a 6-deck blackjack game is 0.0740. Find and interpret the expected value of

this side bet to the player, rounding your final answer to two decimal places.