The interest for a bank account is compounded quarterly. The equation 480(1.08)^12 is used to calculate the value of the account after some amount of time. The yearly interest rate for the account is 3%, 2%, 12%, 32%, 8%

Which of the following are independent events? a) knowing that it is going to rain tomorrow, and bringing an umbrella to schoolb) knowing that you have to get up early tomorrow, and going to bed before 9 p.mc) knowing that it is going to rain tomorrow, and going to bed before 9 p.md) knowing that you have a test in school tomorrow, and studying thw night before