Tommy has $350 of his graduation gift money saved at home, and the amount is modeled by the function h(x) = 350. He reads about a bank that has savings accounts that accrue interest according to the function s(x) = (1.04)x−1. Explain how Tommy can combine the two functions to model the total amount of money he will have in his bank account as interest accrues after he deposits his $350. Justify your reasoning.