Indicate operations and simplify: 12a+7a-(5a+12)

Out of $20$ creepy-crawly creatures in a room, $80\%$ are flies and $20\%$ are spiders. if $s\%$ of the total legs belong to spiders, what is $s$?

Kevin's bank offered him a 4.5% interest rate for his mortgage. if he purchases 3 points, what will be his new rate?

Will mark the brainliest.paula makes stained-glass windows and sells them to boutique stores. if her costs total $12,000 per year plus $4 per window for the frame. how many windows must she produce to earn a profit of at least $48,000 in one year if she sells the windows for $28 each?