Tim would like to use his income tax return to pay off one of his four credit cards. His previous plan was to pay off all four credit cards in the same timeline of 36 months. He wants to eliminate the card that is charging him the most interest on a monthly basis. The chart below outlines Tim's four credit cards, their balances, and their APRs. Which credit card should Tim use his tax return to pay off? Credit Card Balance APR A $1,260. 00 12% B $900. 00 18% C $1,290. 00 9% D $1,200. 00 16% a. A b. B c. C d. D.