Of the following, which statement or statements accurately represent possible effects of a long-term credit purchase on your credit score? I. Showing a willingness to pay high interest rates increases your score. II. Making only minimum payments for an extended time can hurt your score. III. Regularly paying off a credit balance can boost your score. a. I and III b. II only c. II and III d. I, II, and III Please select the best answer from the choices provided A B C D

Suppose you want to transform the graph of the function y=tan(x+pi/4)-1 into the graph of the function y=-tan(x+pi/2)+1 which transformations should you perform. a) reflect the graph of the first function across the x-axis, translate it pi/4 units to the left, and translate it 2 units up. b) reflect the graph of the first function across the x-axis, translate it pi/4 units to the right, and translate it 2 units up. c) reflect the graph of the first function across the line y = -1, translate it pi/4 units to the left, and translate it 2 units up. d) reflect the graph of the first function across the line y = -1, translate it pi/4 units to the right, and translate it 2 units up.