Suppose that you have he option to buy an item with either cash or credit. under which condition would you use credit?

If you want to build a good credit history

Step-by-step explanation:

Buying something in order to build a good credit history does not benefit in the short run such as any financial or non-financial benefit.

However, when need arises to make request for a large sum of loan in the long run (such as buying house, purchasing vehicle or capital for investing in business) from the financial institution or any other credit providers, then the good credit history would be winning key factor for obtaining the loan.