If the expression below models the number of applicants for a credit card, what is the correct interpretation of the second factor? there were 6.75 times as many people who applied in the 4th month as in the first month. there were 1.2 times as many people who applied in the 4th month as in the first month. there were 2.07 times as many people who applied in the 4th month as in the first month. there were 4.8 times as many people who applied in the 4th month as in the first month.