Mr. and mrs. zeller close on a 20 year home loan for $150,000. the monthly payment with no points is $1,160, but if they buy a point it is $1,150. what might you infer if mr. and mrs. zeller choose not to buy a point? a. they plan to sell the house at the end of 5 years. b. they plan to sell the house at the end of 15 years. c. they plan to sell the house at the end of 20 years. d. they plan to sell the house at the end of 25 years.