Some insurance companies charge more if you smoke cigarettes. the difference in the annual life insurance premiums paid by a 35-year-old smoker and a 35-year-old non-smoker, if they both take out a $100000 policy for 20-year term is __

difference in the annual life insurance premiums paid by a 35-year-old smoker and a 35-year-old non-smoker, if they both take out a $100000 policy for 20-year term is $151.

Step-by-step explanation:

We need to find the difference in smoker and non-smoker at same age 35 year is:

At 35, the annual premium for 20-year for a non-smoker is: 7.85

And 35, the annual premium for 20-year for a  smoker is: 9.36

We have been given a premium value for per 1000

We have

That means

Similarly,

That means

So, the difference would be: 936-785=151

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