Hailey is considering taking out an 8-year loan with monthly payments of $115 at an apr of 3.2%, compounded monthly, and this equates to a loan of $9728.75. assuming that hailey's monthly payment and the apr of the loan remain fixed, which of these is a correct statement? a. if it were a 6-year loan, the amount of the loan that hailey is considering taking out would be more than $9728.75. b. if it were a 14-year loan, the amount of the loan that hailey is considering taking out would be less than $9728.75. c. if it were a 12-year loan, the amount of the loan that hailey is considering taking out would be less than $9728.75. d. if it were a 10-year loan, the amount of the loan that hailey is considering taking out would be more than $9728.75.