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Mathematics, 03.08.2019 09:30 FHGDev14

Why might a personal budget include information on both spending and saving habits? a) people need to learn how to spend more money instead of saving it. b) by knowing how much they spend, people can look for ways to save more. c) spending and saving habits cannot be changed, so people have to earn more. d) a personal budget shows people how to spend more money on items they want.

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