A(n) _ shows you the schedule of payments on a loan and the total interest and payments at the end of the loan. a. payoff table b. amortization table c. payment table d. interest table secured debts must have _. a. collateral b. real property c. low interest rates d. certified lenders you are purchasing a car for $12,985.00 with the of your parents. how much interest is saved in the first month by you using their good credit rating compared to your fair credit rating? a. $14.61 b. $54.15 c. $15.15 d. $69.25 (secured apr for good credit is 5.00%, and for the unsecured apr it is 5.90%. secured apr for fair credit is 6.40%, and for unsecured apr it is 7.25%.)