Abank loans a customer $100,000 for a period of 2 years. the simple interest rate of the loan is 5.7%. what is the total amount that the customer will need to pay the bank over the 2 years?

R = monthly loan rate = 5.7 / 1200 = 0.00475
n - number of payments
p - principal
Total Loan Cost = (r * p * n) / [1-(1+r)^-n]
Total Loan Cost = ( 0.00475  * 100,000 * 24) / [1 -(1.00475)^-24]
Total Loan Cost = 11,400 / 1 -(1.00475^-24)
Total Loan Cost = 11,400 / 1 -.8924988049
Total Loan Cost = 11,400 / 0.1075011951
Total Loan Cost = 106,045.33

Source:
http://www.1728.org/loanfrm4.htm

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