What does the fair and accurate credit transactions act provide for consumers? a. it entitles consumers to get one free credit report per year from the big three reporting agencies. b. it entitles consumers to notify credit reporting agencies if their identity is stolen. c. it entitles consumers to file a complaint with the federal trade commission if their identity is stolen. d. it entitles consumers to find out about who has access to personal information and if it is being handled securely. (i already took the test. the previous answers given to this question, b and c, were wrong so the answer is either a or d. hope this someone who needs it in the future because these "verified answers" on here are inaccurate.)