My friend needs help…..,..

emily ruth's annual premium is $1058.50

step-by-step explanation:

emily ruth is a female of 27 years age purchasing 20 year endowment insurance with face value $25000.

from the given table,

for females, the age of a male 3 years younger should be used.

so, we have to check for 24 year male for 20 year endowment.

it is 42.34 for every $1000 face value.

for a face value of $25000,

it is 25 * 42.34 = $1058.50

∴ emily ruth's annual premium is $1058.50

see the picture for the vector

the magnitude of the vector by pythagorean theorem

r = √( (-10)^2 + (3)^2 ) = √109

magnitude = √109 units

the direction angle between vector and x-axis is

tan^(-1)(3/10) = 16.699

so the direction is approximately 16.7 degrees north of west