Is freezing something a physical or chemical change?

emily ruth's annual premium is $1058.50

step-by-step explanation:

emily ruth is a female of 27 years age purchasing 20 year endowment insurance with face value $25000.

from the given table,

for females, the age of a male 3 years younger should be used.

so, we have to check for 24 year male for 20 year endowment.

it is 42.34 for every $1000 face value.

for a face value of $25000,

it is 25 * 42.34 = $1058.50

∴ emily ruth's annual premium is $1058.50

this is an example of "committed" time.

committed time, as contracted time, takes need over essential and available time since it is seen as profitable work. it alludes to the time allotted to keep up a home and family. at the point when a man is commuting using committed time this individual may feel that the drive is an obligation to family, for example, strolling youngsters to class or driving a mate to work. contracted and committed time clients may feel that their commute could really compare to the commute of important or leisure time clients on the grounds that their commute is profitable work. in this manner, they might be more disposed to pick a mechanized method of movement.