Which causes an object to have inertia

That's a pretty slippery topic. I think the big brains and high-power cosmologists can spend a month discussing it and not have an answer.

For US ... people who are not big brains or high-power cosmologists ...
I think the best way to think about it is that MASS causes inertia.

The more mass an object has, the more inertia it has. And all of the
math and Physics that describe the behavior of mass can also be
understood as the results of inertia.

    m₁v₁ + m₂v₂ = (m₁ + m₂)vmomentum is conserved.the left-hand side of the equation represents the momentum in the system before the collision.the right-hand side represents the momentum in the system after the collisionm₁ and v₁ represents the mass and the velocity of the physics blockm₂ and v₂ represents the mass and velocity of the ball of puttyv represents the final velocity of the combined mass.the question states the two masses stick together. they combined mass has its own velocity with the body mass the sum of the two objects' massestheir combined momentum is (m₁ + m₂)vto find the magitude of (m₁ + m₂)v, we need to add the vectors on the left-hand side of the equation: m₁v₁ + m₂v₂.note the diagram. i have positioned the vectors in accordance with their directions.the magnitude of the resultant can be calculated using the pythagorean theorem since this is a right triangle situation (north and west are perpendicular)|(m₁ + m₂)v| =  √[ (m₁v₁)² + (m₂v₂)² ]|(m₁ + m₂)v| =  √[ (1.5kg·8.0m/s)² + (0.40kg·20m/s)² ]|(m₁ + m₂)v| =  14.4 kg m/sfor two significant figures (assuming that 20m/s is two), this rounds to 14 kg m/s