Which combination of factors would result in the lowest monthly mortgage payment?

I think the answer would be big down payments with a longer term loan and a low interest rate because huge upfront installment will cut a tremendous piece of the credit from the earliest starting point of the term. Longer term will partition the installment into little pieces so the sum could be lowe, Low-loan cost will lessen the rate that will be added to your aggregate obligation.

The correct answer is c