John wants to buy a new computer, but he does not have the money available to do so. He is going to be paid at work in a few days, however, so he feels
confident that he will have the money shortly. He decides to use a credit card
to make the purchase, knowing that he can pay for the item with the money
he will soon receive. Which of the following is true in this situation?
A. The consumer is now richer than he was before.
B. The seller has trusted the consumer to pay for the item later
C. The consumer has contracted a debt.
D. The seller agrees to receive his payment later