Devyn is deciding whether to apply for a loan at a credit union or at a bank. What would be MOST helpful for Devyn to know about credit unions to help inform his choice? A.
Credit unions rarely, if ever, offer consumer credit.

B.
Credit unions are always more likely to offer unsecured loans.

C.
Credit unions tend to lend exclusively to their members.

D.
Credit unions are more likely to lend to those without established credit history.

After rain, water soaks into the ground and is added to the groundwater. this process is known as a. groundwater pollution. b. groundwater recharge. c. groundwater recycling. d. groundwater filtration.

Tortoise shells and snail shells are similar in function: they protect the organism from predators. based on a comparison of the organisms in the images, what can you conclude? 1. tortoises and snails have homologous organs, and they’re evolutionarily related. 2. tortoises and snails have homologous organs, and they belong to same species. 3. tortoises and snails have analogous organs, and they belong to the same species. 4. tortoises and snails have analogous organs, and they don’t belong to the same species. 5. tortoises and snails have analogous organs, and they aren’t evolutionarily related.

The graph shows a trend in an ecosystem over time caused by increased pollution in the region. what can you conclude from the graph? a. there’s lower biodiversity among birds. b. there’s a higher reproductive rate among birds. c. there’s a significant decline in the number of producers. d. other types of animals were unaffected by pollution.