I need help for this

When graphing a linear equation that is written in the form y=mx+b, the variable m represents the y-intercept. assuming that b> 0, which of the following best describes how reversing the sign of b would affect the graph? a) the new line will be shifted down b units b) the new line will be shifted down b x 2 units c) the new line will be a perfect reflection across the x-axis d) the new line will be a perfect reflection across the y-axis

Class iii atmospheric hazards are those involving

Jessica wants to get a credit card, but the bank is refusing to give her one. what could be the possible reason behind the bank's refusal to comply with jessica's request? a. she does not have an account with the bank b. she has a bad credit history c. she has a good credit history d. she is 18 years old e. she doesn't have a job