Historically, the s&p has a mean return of 0. 95. Conduct a hypothesis test to determine if the investor's portfolio performed significantly worse than the performance of the s&p 500. Use a level of significance of α=0. 5.

Saul's excuse for his disobedience was: 1. he saved the sheep and oxen to feed the nation of israel. 2. the people spared the sheep and oxen to give as a sacrifice to the lord. 3. he didn't hear samuel's instructions to completely destroy the amalekites. 4. he wanted to show mercy to agag, the king of the amalekites.

Assessment includes a. interviews, recorded conversations, videos, frequency counts, and time samples. b. formal standardized tests and developmental screening tools. c. various types of documented observations, documentation of child work, checklists, rating scales, and standardized tests. d. anecdotal notes, narratives or daily records, daily health checks, and teacher observation checklists.

Factors that determine climate can a- latitude, topography, huracan, ocean current b- sun, precipitation, winds, precipitation c- sun, ocean currents, latitude, topography, winds, precipitation d- latitude, topography, lighting, ocean current