Fiona wants to buy a home in the next five years. she decides to apply for a credit card now because she knows the mortgage company will want to evaluate her spending habits to determine the risk level of giving her a loan. which advantage of credit is fiona using?

Credit is being used by everyone. When being use wisely it then can be of big help. It is an agreement that people can receive goods or money now yet can pay in the future. An example use of credit is when purchasing a house. An advantage of using credit in this scenario would be establishing a credit history. The answer is credit history in which one needs to have a good credit history in order to be able to take advantage of any loans that would be done.