If you have reason to belive that your household income will be going up in a few years ,its a good idea to have payment's. that are ?

No, the market is unpredictable and constantly fluctuating, we lost our house because we hedged a bet that the economy would grow so we took out a second mortgage, instead of the economy booming we hit the last recession

Ibelieve that the answer is (a).

What area are in blue