The main feature of parenting recommendations of contemporary developmentalists, such as diana baumrind, is that

The main feature of parenting recommendations of contemporary developmentalists, such as Diana Baumrind, is that children need a balance of clear rules and affection.

This style of parenting is called authoritative.  

both focus ón people who behave in a risky way and çause accídeñ both explaín how to púrchase insurance añd cover the costs of premium. both describe what happened when consumers fail to pay their premíums in time