Why would banks offer lower interest rates for loans? a) to encourage savings. b) to discourage spending. c) to encourage people to borrow money. d) to discourage people to borrow money.

The answer is C because if interest rates were high then people would feel less inclined to get a loan and most banks make their money off of loans.

the answer is tom watson. tom watson created this epitaph because he wanted to increase the sympathy felt by people towards the murder of mary phagan.

a factory opens that mass-produces light bulbs.

explanation:

not sure if that's an answer to your questions but this is an example! : )