Which statement best explains why insurance companies charge higher premiums for high-risk individuals and events? a) high-risk events occur more often than low-risk events. b) these people pay higher federal and state income tax rates. c) the risk of monetary loss is greater for these people and events. d) high-risk individuals spend more money than low-risk individuals.

The correct answer is letter C.

The physical condition of an applicant is the most important factor when determining which premium the insurance company shall offer. Insurance companies charge higher premiums for high-risk individuals because their life expectancy is shorter and the risk of monetary loss is greater for these people and events.  

c is the answer for this

intimacy, passion and commitment are the components of a interpersonal relationship emphasized in the triangular theory of love by robert sternberg.

the triangular theory of love says love can be comprehend as this componest form the vertices of a triangle.  

intimacy relates to feelings such as of closeness and connection;

passion relates the drives that brings people together, as physical attraction.

commitment relates to the being in a long-term relationship.