Heuristic thinking is the tendency, which is at times quite useful, of relying on highly efficient and generally reliable cognitive shortcuts when reaching a decision experts to provide reliable guidance arguments to demonstrate which option is superior sets of written rules to describe the correct approach.

Heuristic thinking is the tendency, which is at times quite useful, of relying on highly efficient and generally reliable "Heuristics" Cognitive shortcuts when reaching a decision experts to provide reliable guidance arguments to demonstrate which option is superior sets of written rules to describe the correct approach.

both focus ón people who behave in a risky way and çause accídeñ both explaín how to púrchase insurance añd cover the costs of premium. both describe what happened when consumers fail to pay their premíums in time