An example of institutional racism is when banks:
a. increase the lowest interest rates they charge on home mortgages.
b. refuse to give mortgage loan to someone who does not have a job.
c. use race as the basis for determining mortgage interest rates.
d. foreclose on homes owned by racial minority members who cannot pay their mortgage.

The procedures for reporting potential unanticipated problems involving risk to subjects or others to the irb are: stated in the human subject protection regulations, but not in the drug or device regulationsincluded in the consent processdetermined by research staffdetermined by the institution in its written policies and procedures

Martha entered into a contract with terry, an art dealer. according to the contract, terry was to supply 18 th century artifacts to martha for the play she was directing, and martha was ready to pay $50,000 for this. another director needed the same artifacts and was ready to pay $60,000. terry decided not to sell the artifacts to martha. in this case, the court may order terry to:

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