Why is it not recommended that consumers acquire debts?

-people do not know what they really want, so most debt is senseless.
-the government taxes debt.
-debts always lead to bankruptcy.
-debts must be repaid with interest.

-People do not know what they really want, so most debt is senseless.
Very often people take debts for absolute necessities so they really need those things - therefore the statement is not true.

-The government taxes debt.
The government does not specifically tax debt, so it's false.

-Debts always lead to bankruptcy.
-no, it does not always lead to bankruptcy, only sometimes

Debts must be repaid with interest.
-this is true! this interest is extra money that people need to pay and it typically has a negative effect on their lives.