The idea of
popular sovereignty
checks and balances
federalism
republicanism means that government is created by the people and for the people

both focus ón people who behave in a risky way and çause accídeñ both explaín how to púrchase insurance añd cover the costs of premium. both describe what happened when consumers fail to pay their premíums in time

the arab empire adopted the muslim religion as their main belief. arabs would influence the people from the territories they invaded towards islam (the muslim belief).

nevertheless, throughout the history of the arab empire, rulers brought intellectual individuals from other religions to their centers of learning. these other foreigners included jews, christians, greeks, persians, and indians.   these resulted in the adoption of important knowledge developed by these cultures by the arabic empire. for example, the works of aristotle were translated from greek to arab and indian scientists brought the numerical concept of "zero" to the arabs.

nowadays, 93% of the arab population is muslim, which at the same time is subdivided in sects including the sunni, zaini, alawi, shia. the remaining 7% is composed mainly of christians.