Burt and ernie are both considering taking out a $150,000 mortgage. burt's credit score is 592, while ernie's credit score is 776. burt found out that he would have to pay more per year in mortgage payments than ernie because his credit score is lower, but he's not sure how much more.

Banks offer services such as checking and savings accounts. what do banks do with most of the money they receive in deposits from customers? a) they loan it out to other customers. b) they spend it on new banks in other places. c) they keep it in a locked, secured vault in the bank. d) they send it to the federal reserve in washington, d.c.