Jerry is a working-class black man with good credit. he needs to take out a loan to pay for some improvements to his house. several banks denied his request for a loan because the neighborhood he lives in is considered risky for real-estate investments. jerry is the victim of

Jerry is victim of institutional racism.

Explanation:

Institutional racism (also known as systemic racism) is a form of racism expressed in the practice of social and political institutions. It is reflected in strong differences regarding wealth, income, criminal justice, employment, housing, health care, political power and education, among other factors.

debating and finalizing the detail of the policy

world war i had a devastating effect on german-americans and their cultural heritage. up until that point   german-americans, as a group, had been spared much of the discrimination, abuse, rejection, collective mistrust experienced by so many different racial and ethnic groups in the history of the united states. indeed, over the years, they had been viewed as a well integrated and esteemed part of american society. all of this change with the outbreak of war.