Which of the following statements is true concerning a fractional reserve banking system? a. by law banks must loan out a fraction of the deposits they receive. b. in this system a fraction of the banks receive deposits and the remaining fraction make loans. c. banks maintain a fraction of deposits on hand to meet the daily needs of their customers. d. a fractional reserve banking system only is operational when gold and silver are used as currency.

Considering "civil disobedience," which best describes how thoreau and martin luther king, jr. both felt about acts of civil disobedience? a. they both believed that acts of peaceful political protest would not affect or alter the law.b. they both believed that people should go against certain laws because government is a flawed concept.c. they both believed that individuals have the right and the responsibility to protest unjust laws.d. they both believed that breaking the law is an unjust action that deserves punishment.answer is c.