Abank issues a debit memorandum to notify a depositor of:
a. a deduction to a depositor’s account
b. a deposit to the depositor’s account
c. a withdrawal through an atm
d. a check that was deposited in the account but was returned nsf
e. periodic payments arranged in advance, by a depositor

c. A withdrawal through an ATM

Explanation:

A debit memorandum is a notification that the bank uses to inform that there´s been a decrease in the customer's account, and according to the options that are given this happens when there is a withdrawal through an ATM, because the holder of the bank account is taking out money, then his balance account will decrease and as a consequence the bank will issue a debit memorandum.

the first two-party system consisted of the federalist party, who supported the ratification of the constitution, and the democratic-republican party or the anti-administration party (anti-federalists), who opposed the powerful central government, among others, that the constitution established when it took effect in

what are the options?