What calculation will you figure out your debt payments-to-income ratio? a) monthly net income × monthly debt payments b) monthly debt payments + total credit payments c) monthly debt payments ÷ monthly net income d) monthly net income + total credit payments

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regarding theories of intelligence, which of the following statements is false? a. gardner rejects the view that there is a single entity called “intelligence.” b. thurstone felt that a general factor of intelligence is sufficient to assess intelligence. c. spearman believed that intelligence consisted of a general factor and other specific abilities. d. thurstone and his wife, thelma, developed the primary mental abilities test. e. most standard iq tests were developed to measure “g.”

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