Deposit insurance
a. reduces the incentives of depositors to monitor the riskiness of their banks' asset portfolios.
b. encourages bank managers to take on greater risks than they otherwise would
c. attracts risk-prone entrepreneurs to the banking industry
d. does all of the above

Does all of the above

Explanation: Deposits insurance are insurance put about by government to strengthen the safety net for bank depositors in the banking sector.

They protect bank depositors from uncertainty and unforeseen circumstances that may arise in their banks. To do these, they advise bank managers and customers on policies so as to ensure their deposits are safe(depositors) and the bank doesn't liquidate (bank Managers)

answer; ///i believe the state is (pennsylvania);

the anti federalists was a movement that was opposed to the creation of a us federal government. although they were not as organized as the federalists, they also had a large group of leaders, especially in state politics.

the statement "now, in a large extended country, it is impossible to have a representation, possessing the sentiments, and of integrity, to declare the minds of the people” represents the concerns of the anti federalists.

they strongly believed that the federalists were representing the interests of aristocratic elements of society at the expense of the majority of ordinary people, who lived in a rural society.

their fear for the creation of a strong federal government and the president’s power of veto in their opinion would create a tyrannical rule that would dominate the people. they defended the importance of restraining the government’s power towards people at any cost.