Which of the following riders provides for a waiver of premium when the policyowner and the insured are not the same person?

a) waiver of premium
b) waiver of the cost of insurance
c) conditions for payment
d) payor benefit

The Payor Benefit is the rider that provides for a waiver of premium when the policy owner and the insured person are not the same person.

Explanation:

51% were unhappy, i think .   ; )

swahili is an extremely rich and complex civilization, a set of ethnic groups articulated by a language and a series of cultural elements that fuse the african traditions, islam and indian culture. this growth was largely a result of the indian ocean trading network that brought in not just man-made riches, but also religious ideas, specifically islam, which had a significant impact on the local culture. furthermore, the development of the swahili language gave a common cultural unity to the people.