The application of morals and ethics to a situation is usually called ethical . this study is typically divided into two major categories. the first, ethics, is often founded in religion or philosophy. the second, ethics, focuses on the impacts of a decision on .the application of morals and ethics to a situation is usually called ethical . this study is typically divided into two major categories. the first, ethics, is often founded in religion or philosophy. the second, ethics, focuses on the impacts of a decision on .

Stakeholders.

Explanation:

The application of morals and ethics to a situation is usually called ethical . This study is typically divided into two major categories. The first, ethics, is often founded in religion or philosophy. The second, ethics, focuses on the impacts of a decision on stakeholders.

In order to make sure that the stakeholder in the decision making remain unharmed by the choice of decision, one should critically evaluate all possible choices. Carefully go through the pros and cons of the decision and its effects on the stake holders and then come one a final ethical decision.

both focus ón people who behave in a risky way and çause accídeñ both explaín how to púrchase insurance añd cover the costs of premium. both describe what happened when consumers fail to pay their premíums in time