The accounting issues at failed savings and loan institutions included: a. The failure to disclose dubious deals between the S&Ls and some of its major customers b. The failure to provide adequate allowances for loan losses c. The existence of inadequate controls to prevent inadequate allowances and control for dubious deals d. All of the above

D all of the above

Explanation:

Failed savings and loan institutions is characterised by account issues such as failure to disclose dubious deals between the S&Ls and some of its major customer, The failure to provide adequate allowances for loan losses, The existence of inadequate controls to prevent inadequate allowances and control for dubious deals

answer; the sons of liberty;

answer; /// the need to make choices because economic wants exceed economic means;