The process by which an individual creates a written comparison of the advantages and disadvantages to both changing or not changing is known as . . .

Decisional balance sheet      

Explanation:

Decisional balance sheet is the process by which an individual creates a written comparison of the advantages and disadvantages to both changing or not changing situations, it is the process of considering the cons and pros of certain choices in a tabular form and deciding on the best action to take,

answer; the edward snowden leaks of nsa classified material;

answer; direct observation;