Why were merchants in the cottage industry trying to avoid dealing with the guilds in the cities?

During High and Late medieval Era Guild were voluntary association of cooperation and businesses but due to rise of mercantilism guild shifted to be monopolist organization setting the minimal prices and destabilize free market due to that fact cottage industry located outside of the cities wanted to avoid dealing with businesses through the guild and their system. 

& .

i believe the answer is: returns on investments, no wages

people who belong in upper class society would most likely get there by obtaining multiple source of income, which a certain percentage of ownership for businesses. since most of them are job creator, they would most likely get their money from profit, not wages.

answer; allows decision to stand;