Fact Pattern 28-1B. Chocolate! Chocolate! Corporation is a new company that needs to borrow money to meet its payroll. Dayna, president and owner of Chocolate! Chocolate!, asks Evermore Credit Union to loan the funds to Chocolate! Chocolate!

If Evermore insists that Dayna sign the loan application, making her personally liable for PAYMENT WHETHER OR NOT Chocolate! Chocolate! defaults, Dayna will be

A surety

Explanation: a surety involves a promise by one party to take responsibility for the debt obligation of a borrower if that borrower defaults. A surety bond or surety is a promise by a guarantor to pay one party (the obligee) usually a government entity a certain amount if a second party (the principal) fails to meet fulfilling the terms of payment.The surety bond protects the obligee against losses resulting from the principal's failure to meet the obligation. The person providing the promise is also known as a surety or a guarantor

panem is a communist totalitarian dictatorship where all the resources and how they are allocated belongs to the capitol. the districts exist only to provide goods and services for the capital and most of the citizens live in poverty. it is a police state where the "peacekeepers" use force and threats to keep the people under control. dissent is outlawed and those who disobey the law are executed, flogged, or turned into avoxes. the games are another means in which the ruling elite in the capitol exert their power over the districts. when reading the books i drew parallels between panem and the soviet union and north korea. in no way is panem capitalist. the people in the capitol are wealthy but the majority of them are involved in the government somehow. it was the same way in the former soviet union where bigwigs in the communist party and high ranking government officials were given access to goods, services, medical treatments not available to the general public. if you think panem has a capitalist economy you need to brush up on your economics.  

answer; sellers provide full and accurate information about loan terms;