Describe the two types of loans available, and explain how they are different.

Two types of loans are: Student loan, Personal loan.

Student loan is not secured and the length of the loan varies depending on borrower's debt and post-grad income.

Personal loan can be secured or unsecured both and term length is usually upto 10 years.

Explanation:

Loan means when person is borrowing money from government, semi government or private organization for fulfilling his desire which he can not fulfill by his instant cash money. It is various types like personal loan, student or educational loan, auto loan, mortgage loan, house loan etc.

Personal loan's term length can be up to 10 years. A person can take personal loan for any issue only by showing his or her income level to the financing authority. Student loan is available for funding a student's education expenditure and it returned with interest by the student or guardian after getting job.

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