People who get loans but are considered a risk to fully repay them, often .

get Secured loans

a. refuse to repay their loans

b. receive higher interest rates

c. are required to put down collateral

C. are required to put down collateral

Explanation: A secured loan is a loan backed by collateral—financial assets you own, like a home or a car—that can be used as payment to the lender if you don't pay back the loan. Lenders accept collateral against a secured loan to incentivize borrowers to repay the loan on time.

Secured loans are usually easier to get approved for if you have poor credit or no credit history. This is because using your property as collateral lowers risk for the lender.