Please someone help - “Racism and discrimination are no longer big problems in the UK’s multicultural society”

How far do you agree with this statement?

Emma lives on a tight budget. she saves money and also makes intelligent choices when spending it. which statements describe emma's financial skills? select three options.emma is more prepared to meet her basic needs.emma is better prepared to avoid financial setbacks.emma is better able to avoid accumulating assets.emma is more prepared to face emergencies.emma is better able to avoid financial decision-making.