Is it just a sentence or a sentence fragment

Calculate the iq of a 20 year old who has the mental age of 25

What will most likely happen if tony continues to make late payments? check all that apply. the bank might take his car.the bank will charge late fees.his credit history might be damaged.he might be charged a down payment.he might have to add an asset to the loan.

How can christianity affect the cultural landscape of a place?